If you are looking for a loan against diamonds, diamond jewellery, or loose certified stones, our specialist service provides one of the most secure, discreet and efficient ways to release capital without selling your assets. As leading diamond pawnbrokers in the UK, we offer fast valuations, higher lending amounts and a premium one-to-one client experience designed for those who expect accuracy, confidentiality and exceptional service.
Whether you own a single diamond ring, a suite of jewellery, a collection of loose stones or a high-value investment diamond, our process is simple: expert valuation, immediate loan offer, secure storage, and rapid release of funds. You retain full ownership of your diamonds at all times, and redeem them whenever you are ready.
Unlike traditional jewellers and general pawnbrokers who often offer slow assessments, conservative lending and inconsistent valuations, we take a refined, specialist approach—supported by deep industry knowledge and extensive experience working with diamonds at the highest level.
Why Clients Choose a Loan Against Diamonds
Diamonds represent a powerful form of portable private wealth. They are discreet, high-value, easy to store, and often significantly underleveraged by their owners. A loan against diamonds allows you to access their value immediately while retaining ownership—ideal for:
- short-term liquidity
- business cash flow
- a time-sensitive opportunity
- avoiding an unnecessary sale
- bridging a temporary financial gap
Our diamond-backed lending service offers several advantages:
Fast, Accurate Valuations
Our diamond specialists use industry-standard assessment criteria, including full 4Cs analysis, to determine precise market value. This is done quickly and without delay.
Higher Lending Amounts
We lend solely against high-value assets, meaning our experience and focused approach allow us to offer significantly stronger loan amounts than typical jewellers or generic pawnbrokers.
Immediate Loan Decisions
Once valuation is completed, the loan offer is made on the spot. Funds are released immediately once paperwork is signed and the asset is secured.
100% Discreet and Confidential
All meetings are private, and all client information is handled with strict confidentiality.
Secure, Fully Insured Storage
Your diamonds are kept in specialist vaults with full insurance for the duration of the loan.
The Types of Diamonds We Lend Against
How Our Diamond Loan Process Works
Why Our Diamond Lending Service Is Different
Specialist Expertise
Our team handles diamonds daily, including high-value stones that require deep knowledge of international pricing and market dynamics.
No Credit Checks
Our loans are asset-based. Your diamond secures the loan, so there is no need for financial checks, bank statements, or intrusive reviews.
Exceptional Security
Your diamonds are stored in specialist vaults designed specifically for high-value jewellery—fully insured and completely secure.
Flexible Terms
Short-term loans, typically over a seven-month period, with the option to renew or repay early.
Rapid Decision-Making
No waiting on external valuers or slow financial institutions.
Decisions are made personally and immediately.
Unlock the Value of Your Diamonds Today
Whether you require a short-term loan against diamonds, need immediate working capital, or simply want a fast and discreet alternative to selling, our diamond-backed lending service offers the most efficient and specialist solution in the UK.
To begin, simply contact us with details of your diamond ring, jewellery or loose stones—and we will provide an immediate, confidential valuation.
Frequently Asked Questions
Do diamonds require certification to qualify?
Certification is helpful—especially GIA, IGI or HRD reports—but it is not essential. We can value both certified and uncertified diamonds accurately using our in-house expertise and grading equipment.
How is the loan value determined from the 4Cs?
The loan amount is calculated using the full diamond value, based primarily on the 4Cs: Carat: larger stones often command disproportionately higher values. Cut: well-cut stones receive higher valuations. Clarity: fewer inclusions mean higher value. Colour: the closer to colourless, the stronger the value Additional factors—such as fluorescence, symmetry, polish, metal value for jewellery pieces and current market demand — are also considered.
Can loose stones and jewellery-mounted stones both be used?
Yes. We regularly lend against both loose diamonds and mounted stones. Jewellery-mounted diamonds are assessed both as an individual stone and as a complete piece.
Is on-the-spot valuation available?
Yes. Although not usually necessary, we tend to provide fast, expert valuations remotely. A loan offer is usually issued immediately after inspection.
How secure is the storage facility?
Your diamonds are kept in high-security, fully insured vaults designed for luxury assets. Only authorised specialists handle and store your items.