Loan Against Assets – Fast, Discreet & Specialist Pawnbroking Loans Across the UK

At Edinburgh Asset Finance (EAF), we specialise in providing fast, accurate and confidential loan against services for high-value assets. Since 2013, we have grown to become one of the UK’s leading luxury pawnbrokers, trusted by clients nationwide for our expertise, integrity and consistently high standard of service.

Our business is built entirely around specialist asset-backed lending. Unlike general high-street pawnbrokers or online brokers, we operate privately, discreetly and with a focus on high-value items, delivering a premium service tailored to individuals, collectors, investors and business directors who require efficient short-term finance without the inconvenience of traditional borrowing.

With more than a decade of experience and full FCA regulation for all pawnbroking loans, we provide a secure, compliant and transparent lending service. Every loan is individually assessed by knowledgeable professionals using real market data and industry insight to give fair, accurate valuations.

Our long track record of satisfying clients—many of whom return repeatedly—is built on trust, privacy and genuine expertise.

We are proud to offer a truly UK-wide service, and unlike many lenders, we do not ask clients to send valuable assets by courier.
Instead, we come to you.

We routinely travel to meet clients across Scotland, England, Wales and Northern Ireland—at their home, workplace or a secure location of their choice. This ensures:

• safer handling of high-value assets
• complete discretion
• greater convenience
• face-to-face inspection and immediate decisions

This personal approach has become one of the hallmarks of our service.

Speed & Efficiency

We provide rapid valuations and fast funding, with many loans completed within 24–48 hours, and some the same day.

Absolute Discretion

No shopfront, no publicity, no waiting rooms—just private, confidential appointments.

No Credit Checks

Loans are secured against your assets, not your credit profile, so we do not carry out affordability or credit checks.

Fair, Realistic Valuations

We rely on genuine trade contacts, auction data and specialist expertise—not inflated online asking prices.

Specialist Secure Storage

All assets are handled professionally and stored safely in our secure facilities, with appropriate conditions depending on the asset type.

Flexible Loan Terms

Clear, flexible agreements with the ability to repay early without penalty.

1. Enquiry – You contact us with details of your asset.
2. Initial Valuation – We provide an estimated loan amount.
3. Private Meeting – We travel to you for inspection and agreement.
4. Secure Storage – The asset is placed into safe, professional storage.
5. Funds Released – Payment is made immediately.
6. Repayment & Return – Once repaid, your asset is returned promptly.

This introduction page links to our full series of detailed loan against pages, each explaining the criteria, valuation process and FAQs for a specific asset type. These pages provide everything you need to understand how we lend against that item and what to expect from the service.

A loan against your assets allows you to unlock capital quickly, discreetly and without selling items that matter to you. With direct decision-making, industry expertise and a commitment to exceptional service, Edinburgh Asset Finance offers one of the most trusted, efficient and specialist solutions in the UK.